a full service, family owned, independent insurance agency.

Home and Auto Insurance

When deciding which home insurance policy to choose from, price should not be the only consideration. The type and amount of coverage is also important. There are significant differences between each insurance company.

Please call us and we’ll be happy to explain the coverages in more detail. Some of the coverages that you should ask us about include:

• Guaranteed replacement cost for home and contents
• Sewer and water backup coverage and limits
• Agreed amounts on your valuable articles (jewelry, fine arts, furs, special collections, etc.)
• Liability coverage that includes personal injury
• Umbrella policy
• Flood and earthquake insurance

Everyone treats their car differently. Some people take better care of their cars then they do themselves and some just use their car to get from one point to another. Depending on which category you fall into, we have a variety of companies that offer different coverages.

Depending on which company you choose, there are discounts for:

• Combing your home and auto policies with the same company
• Good driver
• Good student

Other advantages you could enjoy:

• Free windshield repair
• 24-hour Roadside Assistance
• Agreed value on your car
• Lock in your premium – avoid unexpected increases.

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverage that are right for you.